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Originally post in: https://kychanbp-credit-risk-mgmt-fintech.readthedocs.io/en/latest/fundamentals/decision_making.html TL;DR Credit risk management involves complex decision-making, often driven by experience rather than innate ability. This article explores how reinforcement learning (RL) can provide a scientific framework for these decisions, focusing on trial-and-error search and delayed

The Size of the Economy Mexico is the 12th largest economy in the world by GDP (PPP). Table: GPD (PPP) (Millions of current international dollars) by Country Rank Country (or territory) IMF Forecast (2024) World Bank Estimate (2023) CIA Estimate (2020) 1 China 35,291,015 34,643,706 23,

Lately, I've been delving into the concept of Complexity and its connection to learning and intelligence. I came across a website called LessWrong, and I've been engrossed in its dense and informative content. I want to take notes on some of the interesting articles I'

Recently, the concept of compression and learning has piqued my interest, as discussed in a previous blog post. To explore this further, I've chosen to delve into Peter Grünwald's tutorial note, "A Tutorial Introduction to the Minimal Description Length Principle," with the intention of

Introduction Occasionally, I will contemplate the meaning of learning. I learned very early that learning is not memorisation. One of the reasons is that I hate memorising facts without understanding them. Also, thanks to the Hong Kong education system, there is no need to memorise many facts as equations and