ZhiZhi Gewu

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ZhiZhi Gewu

Why Forecasts Differ: Unpacking Hidden Agendas

We’re constantly attempting to forecast the future, asking questions ranging from the mundane—“What will tomorrow’s weather be like?”—to the substantial—“Will the economy collapse?” or “Is inflation expected to decline?”. In the professional realm, our predictions may seem comparatively minor, as we speculate whether business targets

Enhancing Your Thought Process

I observed that many of us have posed similar questions: How can I develop a broader perspective? How can I think more deeply? Firstly, I want to emphasize that you shouldn’t feel disheartened by such inquiries. At times, these questions arise because your perspective differs from others. On other

A Framework to Understand Yourself Better

Hard work propels us forward, but introspection ensures that our trajectory is correct. However, looking inward is no easy feat. Not only does it bring to the surface uncomfortable truths and past mistakes, but it also sometimes falls prey to our cognitive biases. Take the confirmation bias as an example;

The Subtle Constraints Shaping Our Lives

Throughout our lives, we are bound by numerous constraints. Often, we never pause to reflect on their impact or contemplate if they can be modified, simply because we’ve grown so accustomed to their presence. Understanding Life’s Constraints: 1. Birthplace and Residency: * Welfare Infrastructure: This includes education, healthcare, and

The Bad Habits We Inherited From School

The context for this blog post is important to grasp, so allow me to provide some background. Having graduated from University in 2017 and promptly joined the workforce, I’m now in my fifth year of employment. When I encounter fresh faces on the team, particularly those born in the

What is a policy, from a retail finance credit risk perspective?

In my current company, Seamoney, there are two major teams responsible for managing the credit risk of the consumer loan portfolio: the Data Science Team (DS team) and the Credit Policy Team (Policy Team). Many of my colleagues, including myself in the Policy Team, have often wondered about the differences

A Very Very Brief Historical Development of the Calculus

While diving deep into the proofs of the Fundamental Theorem of Calculus by Barrow, Leibniz, and Newton, I stumbled upon an intriguing topic – the historical development of calculus. I found myself wishing that my teachers had taken this historical approach, which brings added depth and interest to the cold precision